![]() And, depending on your personal circumstance, 30% might even be too much. Allocating 30% of your net income to your wants is just about reasonable. Since our wants make life more enjoyable, it's important to spend money on them. Using the 50-30-20 budget rule, allocate 30% of your income to your wants. ![]() These are the extra things you spend money on that make life more enjoyable, such as: Using the 50-30-20 budget rule, allocate 50% of your income to your needs. Anything above the minimum should go into the savings and extra debt category.
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